A money transmitter’s nation-wide agent network remits funds to a country in Africa on behalf of an immigrant community based in the United States. A terrorist group is known to operate openly in this African country. In reviewing transaction records, the compliance officer detects a pattern where two customers together visit the same agent each week and remit the same amount of funds. $2,500, to the same recipient in the country in Africa.
What should alert the compliance officer to possible money laundering or terrorist financing activity by the two customers?
A . The customers always visit together.
B . The customers always visit the same agent.
C . The funds are being sent to the same recipient each week.
D . The dollar amount of each transaction is just below the record keeping threshold.
Answer: D
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