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Which two IBM Security Access Manager (ISAM) V9.0 modules are required to fully implement the solution?

A customer has expressed the requirement that users accessing online-banking application must first authenticate using a userid/password and successfully enter a one-time PIN which is texted to a cell phone.

Which two IBM Security Access Manager (ISAM) V9.0 modules are required to fully implement the solution? (Choose two.)
A . ISAM PAM Module
B . ISAM Cloud Module
C . ISAM Federation Module
D . ISAM Advanced Control Module
E . ISAM Access Manager Platform

Answer: CE

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